Original title:
Bank of Qingdao
Issue "anti epidemic loan" to help fight epidemic: Hexun
On February 26, the Bank of Qingdao successfully granted the first "anti epidemic loan" to a medical device Co., Ltd. in Qingdao, providing an emergency loan of 3 million yuan for the enterprise. The loan funds will be used to support the enterprise in purchasing medical devices and consumables, providing ventilator and other equipment for the chest hospital, and supporting the enterprise in the war.
It is reported that in order to actively respond to the work requirements of provincial and municipal governments to support the stable operation and development of small and medium-sized enterprises, especially to practice Inclusive Finance, and help small and micro enterprises to survive the epidemic, recently, the Bank of Qingdao launched the "anti epidemic loan" business, through special credit and credit concessions and other ways, to "replenish blood" for small and micro enterprises, individual industrial and commercial households focusing on epidemic prevention and control, and continuously for small and micro enterprises Enterprises provide "efficient" and "warm" financial services. Since the "anti epidemic loan" business was launched at the end of February, in just a few days, the Bank of Qingdao has provided more than 10 million yuan of credit support to five small and micro enterprises.
Just a few days ago, the medical equipment Co., Ltd. received an order from the chest hospital for 70 ventilators, which must be in place within two weeks. Considering the urgent financial needs of the enterprise, the Bank of Qingdao recommended the "anti epidemic loan" business for the enterprise. The product has fast approval speed and simplified process, which can truly meet the needs of small and micro enterprises for "small, fast and flexible" capital in place and solve the enterprise's problems It's urgent. "I didn't expect that the loan was handled so quickly and the interest rate was very favorable. The Bank of Qingdao really helped," said the head of the company.
Qingdao Technology Co., Ltd. is also the beneficiary of "anti epidemic loan". The company is mainly engaged in column chromatography silica gel products, which are used in the production of antiviral drugs. During the period of epidemic prevention and control, the company received an urgent delivery notice from its downstream customer, a company producing anti-neocoronavirus drugs in Jiangsu Province, which was in urgent need of working capital for purchase. After the Bank of Qingdao got to know the situation, it coordinated the follow-up and collected data as soon as possible. With the cooperation of the head office and branches, the company successfully issued a "anti epidemic loan" of 1 million yuan to the enterprise in two days on February 28, which ensured that the enterprise was anti epidemic The timely delivery of products during the epidemic helped enterprises recover and expand production capacity.
On March 3, the Bank of Qingdao successively issued 4 million yuan of "anti epidemic loan" to a Shandong Medical Technology Co., Ltd. and 1.85 million yuan of "anti epidemic loan" to a Qingdao Economic and Trade Co., Ltd., which effectively solved the financing needs of the enterprise and gave the enterprise preferential interest rate.
According to reports, the "anti epidemic loan" business recently launched by the Bank of Qingdao is a one-year working capital loan with an annual interest rate as low as 4.55%. It focuses on supporting small and micro enterprises in Qingdao, which are greatly affected by the epidemic situation, have prospects for development, but are temporarily difficult to operate. Among them, it gives priority to solving the financing needs of small and micro enterprises that play a significant role in epidemic prevention and control. At present, the Bank of Qingdao has opened a green channel for credit approval, simplified the approval process for the "anti epidemic loan" business, accelerated the approval efficiency, provided a special loan line, and gave priority to ensuring the loan demand of small and micro enterprises.
The common destiny is the same. Next, the Bank of Qingdao said that it would continue to pay attention to the progress of the epidemic, launch more innovative measures in time according to the needs of epidemic prevention and control, and work with enterprises to overcome the difficulty of the epidemic.
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